Only 4 states teach financial education- savings life annuity.

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Florida Department of Finance License: D015118 New Awakening, After World War II, the second half of the last millennium presented a comfortable way of life. Most people grew up thinking: If they could go to a good college, get a good degree, and find a good job, then when they retire, their union, their company, or the government would take care of them. Read more Saving was not a priority. Toward the 1980's and 90's, money became more accessible through easier loans and credit cards. Spend now and pay later was the mantra. Consumer debt soared. Living with debt became the new norm. From college until old age, many people went through a lifetime of debt beginning with student loans and on to credit cards, car loans, mortgages, ect. Perhaps the only good thing to come out of the last financial crisis is that more amd more people are starting to pay attention to their personal finances. They want to understand how money works and rebuild their finacncial foundation. It's ironic that we live in one of the wealthiest countries in the world, but we always have money problems. We can work hard all our lives but retire poor. We do so much to raise our kids just to see them finish college with a lot of debt. Debt becomes a way of life. We don't have much, and we don't know much. Nobody teaches us how to manage our money in school. Financial issues are not often discussed, and financial products not always explained. Most people have trouble balancing their own checkbook and reading a financial statement. We use credit cards every day and don't always understand all the hidden charges. We buy insurance policies and stick them in a file cabinet. We contribute to our 401k or RRSP and hope someone will take care of it. We all want to have a comfortable retirement, but few have a plan. We may be active spenders but passive savers. It's possible that we don't know what we don't know. Even though the financial industry is one of the largest industries in the world, and even though we are flooded with financial news, channels, and websites, financial literacy is as murky as ever. There is a jungle of complex rules and regulations for the thousands of stocks, bonds, funds, savings plans, credit cards, and loans out there. We need change, and the task won't be easy. But we need understanding first. The old days of p Update description

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